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In Malaysia's dual healthcare system, having solid health insurance is no longer a luxury but a necessity for families. It protects your savings from unexpected medical bills. Navigating the options can be simple if you know what to look for.
1. Hospitalization Plan is Your Foundation The core of any family plan is solid inpatient coverage. This should cover room & board, ICU charges, surgeon fees, and related medical costs during a hospital stay. Ensure the annual limit is sufficient (e.g., RM 1 million).
2. Key Features for Growing Families
Maternity Coverage: If planning for a child, check the waiting period (usually 90 days to 12 months) and sub-limits.
Childbirth Benefits: Look for coverage for newborn baby complications and vaccination benefits.
Wellness & Outpatient Benefits: Some plans include coverage for health screenings or outpatient treatments like fevers.
3. Understand the Co-payments & Exclusions A co-payment is a percentage of the bill you share with the insurer (e.g., 10%). Plans with co-payment have lower premiums. Also, carefully review the policy exclusions—what is not covered, such as pre-existing conditions or specific treatments.
4. Compare and Consult Don't just buy the first plan you see. Use online comparison tools, but also speak to a licensed financial advisor or insurance agent. They can explain complex terms and help you find a plan that fits your family's specific health needs and budget.
Investing in health insurance is investing in your family's peace of mind. It ensures that in a medical emergency, your focus can be on recovery, not finances.
How Much Should I Pay for Rent in Dubai?
Renting a home in Dubai can feel overwhelming, especially with prices varying so widely across neighbourhoods. Whether you’re relocating to the city or planning your next move, understanding how to set the right rental budget is key to enjoying a comfortable lifestyle without unnecessary financial stress. With neighbourhood choices, living preferences and personal goals all influencing your monthly spending, identifying the right price range can help you find a home that truly suits your needs.
UAE's mobile market set for data-driven growth as 5G subscriptions surge
The mobile services sector in the UAE is set for a steady advance over the rest of the decade as demand for high-volume data plans and widespread 5G adoption reshape how consumers and businesses use mobile networks. According to new modelling by analytics firm GlobalData, mobile service revenue in the UAE is projected to grow at a compound annual growth rate (CAGR) of 4 per cent between 2025 and 2030 — a shift driven by rising data consumption even as traditional voice revenue continues to decli
All January 9 flights to Iran cancelled, Flydubai spokesperson confirms
[Editor's Note: Follow Khaleej Times' live blog for real-time updates on the protests in Iran]According to the Dubai Airport website, at least 17 flights have been cancelled from Dubai to various Iranian cities including Tehran, Shiraz and Mashhad. A Flydubai spokesperson told Khaleej Times that all its flights to Iran on Friday (January 9) have been canceled. “We are in direct contact with passengers whose travel plans have been affected,” the spokesperson said. “We will continue to monitor the
Where to celebrate New Year’s Eve in the UAE: From fireworks and beach parties to desert countdowns
As the UAE prepares to welcome 2026 in signature style, New Year’s Eve celebrations across the country promise something for every kind of reveler. From family-friendly fireworks and dinosaur-themed adventures to glamorous dinner-and-show spectacles, sky-high balloon countdowns, beachside parties, desert celebrations and nostalgic throwback nights, this year’s lineup is as diverse as it is dazzling. Whether you’re after a relaxed coastal vibe, an immersive luxury experience or a fun-filled night with the family, here are some of the best ways to ring in the New Year across the UAE:
Asghar Furniture celebrates 47 years of crafting homes and hospitality spaces across the UAE
A legacy built on craftsmanship, customisation and comfort, trusted for generations
Remembering Javed Miandad's Iconic Six: The 40th Anniversary of the 1986 Austral-Asia Cup Final
Pakistan 248/9 in 50 overs
UAE weather: Foggy mornings, rainfall expected in some parts till Jan 13
The National Centre of Meteorology (NCM) has forecast humid and changeable weather across the UAE from Friday until Tuesday, with a chance of mist or light fog in the mornings and isolated rainfall in some areas.
Crypto’s coming of age: 2026 set to redefine digital assets beyond price hype
Cryptocurrency markets are entering 2026 on a footing of growing maturity, setting the stage for a year where digital assets increasingly anchor real-world use, deepening institutional roots and supporting their role as a strategic macro hedge.As Devika Mittal, South Asia Head at Ava Labs, observes, “2026 feels like the year crypto grows up. The market will move beyond pure price swings toward real utility, driven by clearer regulation, deeper institutional involvement, and more reliable infrast
Is 2026 the year crypto finally moves from speculation to structural maturity?
For many people, 2025 felt like a year the crypto market should have soared and didn’t. Markets lagged, prices disappointed and we started to rethink once sacred rhythms like the four year cycle. Some analysts suggested a 5.4 year pattern (with hope for a final run at the bull market after all), while others argued cycles might be replaced altogether by a market shaped more by institutions than solo traders. At the same time, by the end of the year my social media feeds were filled with people talking about how 2025 was the year of the snake in Chinese zodiac, and that in February, we pass into the year of the Fire Horse. So what if 2025 was an important transition year, where crypto shed its Wild West reputation like a snake sheds its skin, in the direction of structural maturity and widespread adoption, under the auspices of the Fire Horse’s energy, enthusiasm and speed? Either way, markets are up despite geopolitical uncertainty, an interesting development, considering the impact of incidents in the past. And 2026 is shaping up to be very interesting indeed. Here are six things I’m looking forward to:
Why Booker winner Banu Mushtaq refuses to 'internationalise' her language
For Banu Mushtaq, writer, activist, lawyer, and winner of the 2025 International Booker Prize for Heart Lamp, literature has always been an instrument of truth and resistance. One of India’s most fearless literary voices, she emerged from Karnataka’s Bandaya Sahitya movement of the 1970s and '80s, a radical wave of writers who challenged caste, class, and gender hierarchies through words that burned with conviction. Among that pioneering generation, Banu stood out as one of the few women whose voice carried both rebellion and grace.
Surge in Demand for Hybrid and Electric Vehicles in the UAE Amid Rising Fuel Prices
Lexus’ UAE dealer, Al Futtaim, reported a similar trend, with increasing demand for hybrids in recent months. “Overall, demand is evolving steadily, indicating a longer-term shift in how customers assess their mobility options, further reinforced by the current market dynamics,” said Jacques Brent, Managing Director of Al-Futtaim Lexus UAE.
Abu Dhabi to invest Dh240 billion in infrastructure over the next 7 to 10 years
Abu Dhabi will invest Dh240 billion ($65.4 billion) over the coming years in infrastructure development, with a strong role for private-sector entities, as the emirate sees its population doubling by 2040, a senior official said on Monday.“A lot of people think infrastructure is construction, but it touches a lot of different economic sectors — hospitality, healthcare, education, construction and transportation, etc. When the government actually pumps a lot of investment into infrastructure and
