AD
Looking for a way to boost your monthly income without juggling multiple jobs? The UAE’s Second Salary programme by National Bonds could be the answer. Launched in 2023, this innovative investment plan allows UAE residents to build an additional income stream by investing as little as Dh1,000 per month.
Created to promote financial stability and long-term security, the Second Salary programme offers a customised savings and income solution, complete with attractive rewards and cash prizes. National Bonds describes this initiative as part of a broader strategy to provide some of the most competitive retirement and savings options in the UAE.
“As the first savings plan of its kind, Second Salary is designed to empower individuals by delivering a personalised income-generating solution that helps maintain their lifestyle over time,” said National Bonds.
Why the Second Salary Programme Stands Out
Beyond the chance to earn a second income, participants benefit from National Bonds’ Dh35 million rewards programme. The longer you stay invested, the greater your chances of winning, with odds improving up to 30 times depending on your savings duration.
How Does the Second Salary Plan Work?
The plan consists of two key phases:
Saving Phase: You commit to depositing a fixed monthly amount — starting at Dh1,000 — into your National Bonds account. You can select a savings period from three up to ten years.
Income Phase: Once your saving term concludes, you begin to receive monthly payments. These payouts combine your original investment plus the accumulated profits.
Example Scenarios:
Saving Dh5,000 monthly for 10 years could yield monthly payments of around Dh7,500 for the following decade.
Saving Dh5,000 monthly for 5 years, and withdrawing over the next 3 years, might provide Dh10,020 per month during that income phase.
Additionally, customers can choose a lump sum redemption instead of monthly payouts to meet specific financial goals such as education expenses, a home deposit, or further investments.
“Offering full flexibility in both the saving amount and duration, as well as the income payout period, customers can tailor their Second Salary plan to create a secure supplementary income for the future,” National Bonds added.
Key Benefits at a Glance:
Start investing with just Dh1,000 per month
Earn monthly income during your chosen payout phase
Enjoy an expected return of 3.25% per annum, compounded monthly
Access the full AED 36 million National Bonds Rewards Programme
No subscription fees after three years of saving
Option to increase income through lump sum investment
Flexible saving and payout terms to suit your needs
Full redemption available after 90 days
Whether you want to build a financial safety net or plan ahead for long-term dreams, the Second Salary programme provides an accessible, flexible, and rewarding way for UAE residents to grow their income steadily.
UAE Leads the Way in Safeguarding Entry-Level Jobs Amid AI Disruption
While the rise of generative AI tools like ChatGPT has disrupted entry-level hiring in many parts of the world, the UAE is emerging as a notable exception—actively investing in junior talent and reshaping how early-career opportunities are created.
UAE Workplace Revolution: How Employers Are Rethinking Salaries, Benefits & Flexibility
The UAE job market is undergoing a significant transformation as employers adapt to changing workforce expectations and a growing talent pool. With the country's population expanding from 9.44 million in 2020 to 11.34 million in 2024, organizations are implementing innovative strategies to attract and retain top professionals.
High-Demand Jobs in UAE: Professionals Now Earning Up to Dh45,000 Monthly
The UAE continues to attract skilled professionals from India, especially in high-growth sectors such as artificial intelligence (AI), digital transformation, and emerging technologies. According to Careernet Group — a leading talent solutions provider from India — Indian professionals in mid- to senior-level tech roles in the UAE are earning salaries ranging from Dh25,000 to Dh45,000 per month, with even higher packages for specialized leadership positions.
UAE most promising to find job, Hiring Plans Surge Across Key Sectors
The United Arab Emirates has emerged as the most promising country in the world for job seekers in Q3 2026, with 48% of employers planning to increase their workforce, according to the latest research by ManpowerGroup. This impressive figure places the UAE at the top of global hiring optimism, ahead of other fast-growing markets such as India (42%), Costa Rica (41%), and Brazil (33%).
UAE and GCC Job Market Booms: Arabs, Indians, Filipinos in High Demand
The UAE and broader Gulf region are witnessing a surge in hiring, with nearly 94 per cent of employers planning to recruit over the next six months. According to the latest NaukriGulf Hiring Outlook Report released on Wednesday, Arab, Indian, and Filipino professionals are the most sought-after in the region.
UAE employers offer better housing, schooling benefits
Living and working in the UAE offers incredible opportunities—but it also comes with high living costs. Between rising rents and ever-increasing school fees, employees are feeling the financial pressure more than ever. That’s why housing and education allowances have become powerful tools in the race to attract and retain the best professionals in the country.According to Mercer’s 2026 Middle East Housing and Schooling Report, these benefits are no longer considered optional extras. Instead, the
Not paid after resignation? Know your rights in UAE
If you’ve resigned from a job in the UAE and your employer refuses to pay your agreed post-resignation dues, you’re not without recourse. UAE labour law clearly protects employees’ rights to receive the wages promised in their contracts, even after they leave a company — as long as they can prove the work was completed as agreed.Take the example of an employee who served as a manager for seven years before resigning. After his resignation, his company agreed to pay him AED 40,000 for a three-mon
Professionals in UAE Earn up to Dh45,000 Monthly Amid Rising Demand for These Talent
Indian professionals in the UAE’s tech and innovation sectors are earning monthly salaries of up to Dh45,000, driven by growing demand in fields such as artificial intelligence (AI), fintech, and digital transformation. According to Careernet Group, one of India’s leading talent solutions firms, this shift highlights the UAE’s rapid evolution into a global hub for technology and innovation.
5 Tech-Savvy Ways to Earn Extra Income in the UAE
The cost of living in the UAE has been steadily rising, from rent to groceries, making it more important than ever to explore ways to earn extra income. Thankfully, technology offers several innovative options for generating side income, some simple and others requiring a bit more effort or investment. Here are five tech-based opportunities to consider.
Is Your Social Media the Key to Landing a Job in the UAE? Recruiters Explain
In today’s digital age, your online presence is increasingly shaping your career prospects in the UAE. Beyond a polished CV, recruiters are now reviewing social media profiles to gain insights into candidates’ professionalism, communication skills, and alignment with company values.Recent surveys highlight the growing role of social media in hiring. A CareerBuilder study revealed that 70 percent of employers examine applicants’ online profiles, and 54 percent have rejected candidates based on wh
Are UAE influencers hiring? Salaries on offer revealed
Dubai’s booming digital economy is witnessing a striking shift — content creators are no longer working solo. They are now evolving into employers, building their own professional teams to meet the growing demand for quality content and consistent production. With brand partnerships multiplying and audiences expecting higher production value, many UAE influencers are turning their personal brands into structured businesses.From Independent Creators to Business LeadersFor many influencers, this t
From Side Hustles to Full-Time Income: How UAE Residents Are Making It Work
In the UAE today, earning extra income is no longer just a nice-to-have—it’s becoming essential. From students mastering tech skills to professionals pursuing ambitious goals, side hustles are transforming from small gigs into full-fledged financial lifelines. Whether it’s covering rising living costs, building savings, or turning passions into profitable ventures, people are finding creative ways to make side income work—and there are more tools than ever to support them.Why Side Hustles Are Th
